Demystifying Foreclosure Misconceptions: Tune in as Attorney Peter Cozmyk Talks with The Legal Odyssey Podcast
Attorney Peter Cozmyk had the opportunity to interview with The Legal Odyssey Podcast. In the captivating episode, Mr. Cozmyk candidly shares his personal journey, including facing foreclosure firsthand, which ultimately paved the way for his career as a...
6 Important Things To Know About Deficiency Judgments In Ohio
A deficiency judgment is the legal, financial obligation for the remaining balance on a defaulted home loan that the foreclosed homeowner is obligated to repay under most circumstances. It is an enforceable court judgment against the homeowner. This blog focuses on...
Predatory Lending: The Warning Signs
Predatory Lending is prohibited by state and federal laws. Lenders are not allowed to use deception or fraudulent tactics to “guide” a borrower into accepting a loan for their house or other items. As a tool to prevent foreclosure, a real estate attorney...
What Does The Foreclosure Process Look Like in Ohio?
Many homeowners assume that foreclosure process is the literal seizing of a property after the buyer misses a few payments. It can involve that, however it’s more complex than that. Foreclosure is a process that can take months to occur and along that pathway, the...
What Are 5 Common Foreclosure Mistakes People Make?
Currently, Ohio has the third-largest foreclosure rate in the US. In Ohio, 32 percent of mortgages are approaching foreclosure. Foreclosure in Ohio is now a common occurrence and so many people here are facing the loss of their home that one in over 400 homes will be...
