Predatory Lending Scams

Free Foreclosure Case Evaluation

Cozmyk Law offers a free evaluation of your case and provides you with all the information necessary to make an informed decision.

1Applicant Info
2Summary Info
3Case Details
4Contact Info

Are You a Victim?

Predatory lending is a term used to describe lending practices that are considered unfair or fraudulent.  If a lender acts in a way that is unethical, deceptive or fraudulent during the loan origination process, the lender may have engaged in predatory lending.  Many homeowners have become trapped in negative amortization loans, adjustable rate mortgages (ARM’s), high interest mortgages and balloon payments.

In recent years, the foreclosures in the United States have skyrocketed. While many foreclosures arise from unemployment, unforeseen financial events, sudden illness or poor debt management, other foreclosures can be attributed to predatory lending. In the past, many lenders participated in lending practices that were unfair and that led to borrowers falling behind on their mortgages. Unfortunately most borrowers will not become aware that they were victimized by lenders until they are financially devastated or facing foreclosure.

Additionally the media has reported thousands of incidences of foreclosure fraud by lenders. Several major banks including Bank of America, Wells Fargo, JP Morgan Chase recently agreed to pay $25 Billion dollars as a result.


The only way to determine if you have been a victim of predatory lending or foreclosure fraud is to complete a FREE in-home document review audit.  Cozmyk Law Offices offers free document review audits to Ohio homeowners who may be in or facing future foreclosure.  To schedule a FREE audit today, please call us at 877-570-4440.

The Fight For My Home Foreclosure Defense Attorneys at Cozmyk Law Offices have advised and represented hundreds of Ohio homeowners in foreclosure defense.  Call us today at 877-570-4440 and take control of your financial future by fighting back.

Cleveland, Ohio

6100 Oak Tree Boulevard
Suite 200
Independence, Ohio 44131

Office #: (216) 452-9145
Fax #: (216) 485-2125

Dayton, Ohio *

70 Birch Alley
Suite 240 Building B
Beavercreek, OH 45440

Office #: (937) 314-4297
Fax #: (216) 485-2125

Bethalto, IL *

333 West Bethalto Dr.
Suite C
Bethalto, IL 62010

Office #: (877) 813-0264
Fax #: (216) 485-2125

Indianapolis, IN *

3209 W. Smith Valley Rd. 
Ste 102-5
Greenwood, IN 46142

Office #: (877) 570-4440
Fax #: (216) 485-2125

Cleveland, Ohio*

600 Superior Ave East
Fifth Third Building, Suite 1300
Cleveland, OH 44114

Office #: (216) 452-9145
Fax #: (216) 485-2125

Cincinnati, Ohio*

300 E Business Way, Suite 200
Summit Woods Corporate Center
Cincinnati, OH 45241

Office #: (513) 318-4764
Fax #: (216) 485-2125

Springfield, IL*

920 South Spring Street
Springfield, IL 62704

Office #: (877) 813-0624
Fax #: (216) 485-2125

Toledo, Ohio *

1690 Woodlands Dr
Suite 200
Maumee, OH 43537

Office #: (419) 600-0691
Fax #: (216) 485-2125

Columbus, Ohio *

545 Metro Place South
One Metro Place, Suite 100
Dublin, Ohio 43017

Office #: (614) 636-4692
Fax #: (216) 485-2125

Chicago, IL *

22 West Washington St.
Suite 1500
Chicago, IL

Office #: (630) 560-4471
Fax #: (630) 503-7828

* By Appointment Only

Disclaimer – This website is a public resource of general information concerning our law firm. The website or the associated pages is not intended to be and it is not a source of legal advice. Links on this website are not intended to be referrals or endorsements of the linked entities. No recipient of content from this site, client, whether current or otherwise, should act or refrain from acting based on information at this site. Any and all information on this website is not intended to, nor does it, constitute or establish an attorney-client relationship.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

Call now for live help!