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Cozmyk Law offers a free evaluation of your case and provides you with all the information necessary to make an informed decision.
Can Bankruptcy Stop Foreclosure?
If you’re facing foreclosure, you might feel like you’d do anything to stay in your home. You may even begin wondering, “Can bankruptcy stop foreclosure?” By understanding how to use bankruptcy to stop foreclosure and working with Ohio’s experienced foreclosure...
When Is It Too Late To Stop a Foreclosure?
Foreclosures are scary, but they’re not uncommon. About one out of every 200 homes in the US is foreclosed on. If you’re facing a looming foreclosure, it’s important to understand the proper timing to halt a foreclosure. Working with Ohio’s experienced foreclosure...
4 Important Things to Know about Bankruptcy Exemptions
After a financial catastrophe, bankruptcy can give you a much-needed fresh start. If you are thinking about filing for bankruptcy, though, you might be worried that your creditors will take items that you need to work and maintain a home. Fortunately, Ohio has...
What is the Fair Debt Collection Practices Act?
Are debt collectors making you feel helpless? Do their actions border on abuse? You’ll be glad to know that you can do something about it – in fact, you have more rights than you might realize, and exercising these rights may give you the power you need to put debt...
Don’t Be Fooled by these 5 Foreclosure Scams!
Foreclosure is a nightmare – the threat of losing your home can cause more anxiety and stress than you’ve ever felt before. In fact, your head might be spinning at the mere thought of losing the house you and your family have worked so hard to make a home. What’s...
7 Critical Things to Know about a Forbearance Agreement
If you are a home or property owner in Ohio and are struggling to keep up with your payments, a forbearance agreement can be a lifesaver. However, this is only if you understand forbearance agreements well enough to create an arrangement that a lender agrees to and...
What is a Short Sale?
Are you behind on mortgage payments? A short sale may be the answer. A short sale could be a lifeline for Ohio homeowners who are underwater on their mortgage. There are, however, some risks. An experienced foreclosure defense attorney can help you determine if a...
Deed In Lieu Of Foreclosure: 5 Things to Know
Going through a foreclosure is stressful, and it can have long-lasting consequences for your credit score, your wallet, and even your health. Some people pursue a deed in lieu of foreclosure as an option to avoid the effects of full foreclosure. 5 Things You Should...
What is a Motion to Dismiss?
Foreclosure is the legal process a mortgage lender uses to take possession of your home when you have missed mortgage payments. If you have been served with a foreclosure lawsuit in Ohio, you must act fast. It’s important to meet with a foreclosure defense attorney...
5 Reasons To Hire A Foreclosure Defense Attorney In Ohio
In Ohio, the foreclosure process begins when the mortgage lender serves the homeowner with a foreclosure complaint. If you have been served, you need to act fast. You have only 28 days to respond. This means that by the deadline, you must file with the court either an...
Are You Experiencing Financial Hardship?
Call the foreclosure defense attorneys at Cozmyk Law Offices today at and let the Fight For My Home Foreclosure Defense Attorneys fight to help YOU save YOUR home today!
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We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
