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Free Foreclosure Case Evaluation
Cozmyk Law offers a free evaluation of your case and provides you with all the information necessary to make an informed decision.
Be Careful When Selecting a Company to Assist You With Your Foreclosure
When you are facing foreclosure, there are different options you can choose to cure the default and save your home from being sold in a sheriff’s sale. You can reinstate the loan, apply for a loan modification, file a Chapter 13 bankruptcy, refinance the home, or pay...
What Happens to Equity in a Foreclosure?
A looming foreclosure sale might have you concerned about the money you’ve already paid toward property ownership. What happens to equity in a foreclosure? Cozmyk Law’s foreclosure lawyer in Ohio outlines the outcomes below. The Foreclosure Process A property...
Can an HOA Foreclose on Your Home Even If It Is Paid Off?
You might think that a foreclosure is only possible if you fail to make mortgage payments. However, members of homeowners associations can run into this issue regardless of their home loan situation. Exactly how can an HOA take your home if it's paid off? The legal...
Understanding Loss Mitigation and How It Can Help You Avoid Foreclosure
No homeowner wants to face foreclosure and its long-term effects on your finances. Thankfully, loss mitigation tactics can help you avoid this situation. What is loss mitigation? The team at Cozmyk Law shares the answer in this guide and explains strategies to help...
Strategies on How To Stop Foreclosure
Foreclosure can induce panic in any property owner, no matter the timing. Have you received a notice of default already? You might want to know how you can stop and/or resolve your foreclosure. Cozmyk Law Offices, LLC’s foreclosure attorney in Cleveland, Ohio,...
How to Get Surplus Funds From a Foreclosure
Certain aspects of your homeownership journey can feel complicated, including details like figuring out how to get surplus funds from a foreclosure. Even for Ohio’s experienced foreclosure lawyer, some crucial considerations surround excess proceeds on real estate...
What Happens If a House Goes Into Foreclosure During Probate?
As Ohio’s experienced foreclosure lawyer will tell you, mortgages are secured loans tied to an asset – a house – and a borrower. If that person happens to pass away, the lender won’t just write off the debt obligation. Someone still has to make those mortgage...
Can Bankruptcy Stop Foreclosure?
If you’re facing foreclosure, you might feel like you’d do anything to stay in your home. You may even begin wondering, “Can bankruptcy stop foreclosure?” By understanding how to use bankruptcy to stop foreclosure and working with Ohio’s experienced foreclosure...
When Is It Too Late To Stop a Foreclosure?
Foreclosures are scary, but they’re not uncommon. About one out of every 200 homes in the US is foreclosed on. If you’re facing a looming foreclosure, it’s important to understand the proper timing to halt a foreclosure. Working with Ohio’s experienced foreclosure...
4 Important Things to Know about Bankruptcy Exemptions
After a financial catastrophe, bankruptcy can give you a much-needed fresh start. If you are thinking about filing for bankruptcy, though, you might be worried that your creditors will take items that you need to work and maintain a home. Fortunately, Ohio has...
Are You Experiencing Financial Hardship?
Call the foreclosure defense attorneys at Cozmyk Law Offices today at and let the Fight For My Home Foreclosure Defense Attorneys fight to help YOU save YOUR home today!
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